Jesus spoke about money more than almost any other topic, revealing how deeply it connects to the human heart.

Key Points:

  • The Bible speaks about money often because it reveals the condition of the human heart.
  • Jesus warned that money can easily compete with our devotion to God.
  • How we handle money reflects our spiritual priorities and trust in God.

It often surprises Christians when they discover just how much the Bible talks about money. In fact, there are more than 2300 verses on money, wealth and possessions. Jesus spoke about money roughly 15% of the time in His preaching, and 11 of his 39 parables. It was His most talked about topic.

What Jesus Taught About Money and the Heart 

This passage in Matthew gives us a clue:

“Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.”  

Matthew 6:19-21

Jesus spoke about money not because he was obsessed with it or wanted us to have lots of it, but because he knew that money was a heart issue and one of the most likely reasons someone would not follow him or give up on him.

Why Money Is Spiritually Neutral but Powerful 

The money you have in your wallet has no intrinsic value; it is worth what the Government says it is worth. It is essentially morally neutral and powerless. The Devil uses money to seduce us, and that is when it can become powerful in a negative direction. He wants you to fall in love with it so that you will become a slave to money rather than its master. The flip slide is when we use money as a tool to invest in God’s kingdom; money becomes a powerful instrument of good.

How Money Reveals Our Spiritual Condition

Think for a moment about contemporary society. How many people’s lives have been ruined because they have been seduced by money? They choose a job because of what it pays, not because of the fulfilment it provides. In Australia, one survey said that nearly 60% of people would quit their jobs tomorrow if they had more money. Their job choice and decision to remain are heavily influenced by money.

Money is essential because how we think about it affects how we behave with it. Taking this one step further, how we feel and behave with money reflects our spiritual condition. When we hoard money, or are envious of others’ money, or spend money we don’t have (debt), then there is a good chance we have been seduced!

Can Christians Serve Both God and Money?

Jesus presents us with a clear choice:

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.” (Matthew 6:24)

The issue is simple – who will we serve? Will we serve God or will we serve money? Notice Jesus said you ‘cannot’ serve both. It is impossible; it is one or the other, and all of us must choose. I heard it likened to trying to chase two rabbits at the same time – it can’t be done!

Why did Jesus make such a tough statement? Because He knew that our relationship with money would profoundly impact our relationship with God. If we worry about money, we won’t trust God.   If we are chasing after money, then it’s doubtful that we’re chasing after God and trying to advance his kingdom.

As with the above verse, much of what God’s word says about money is a warning message. God wants nothing to come between him and us. Sometimes God prevents people from gaining wealth because he knows that it will harm them. He is not trying to deny them; he is trying to protect them.

God wants nothing to come between him and us.

Why the Bible Warns so Strongly About Debt 

Lastly, we have a culture drowning in debt. It is so widespread and so ingrained that very few people, believers and unbelievers alike, stop to consider the ramifications. It is not just a problem at the individual level, but also at the corporate and Government levels. The United States owes $60,000,000,000,000. This monumental sum cannot be repaid and therefore won’t be repaid. The verses on debt in the Bible are all warnings. The Bible warns us that debt can lead to slavery!

How true that is today.


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